Are the standard specs okay for most people? I think the putters are 5 degrees in loft instead of the usual Scotty 4 and half a degree different on the lie. Are the offsets, if any, the same?

To me, I would think the differences are too small and not worth changing. But, I don't know.

The lofts are 5.5* on the 1 and 6* on the 2, honestly from the standard specs I have not seem too many people who order the putters change them, they are more worried about how their putter looks! So yeah seems like the specs are good for most people. Gold's putters are not far off from most other J-Spec putter brand specs.